Dave Ramsey - "If you will live like no one else later you can live like no one else"  - "Broke is normal. Why be normal?"

Dave Ramsey - Get in Total Attack Mode. All you have to do is execute, execute, execute now. If your friends that are broke aren’t making fun of you, then you are not on track. If your family says,.. Look, they’ve joined a cult!.. then you are right on track.

George Castanza (Seinfeld) - Borrowing money from a friend is like sex-it completely changes the relationship!

Dave Ramsey - We buy things we do not need with money we do not have in order to impress people we do not like

Dave Ramsey - The borrower is servant to lender

Dave Ramsey - Winning at money is 80 percent behavior and 20 percent head knowledge. Most of us know what to do but we just don't do it

Dave Ramsey - Never loan money to a relative. Never loan money to anyone you want to keep a quality relationship with

Dave Ramsey - A study by Dun & Bradstreet showed that the credit-card user spends 12 to 18 percent more when using credit instead of cash. It hurts when you spend cash, and therefore you spend less. The big question is, what do millionaires do? They don't get rich with free hats, brownie points, air miles, and the use of someone else's money. What do broke people do? They use credit cards.

Proverbs 17:18 :: Contemporary English Version - It's stupid to guarantee someone else's loan.  

Proverbs 22:7 :: New King James Version - The rich rules over the poor, And the borrower is servant to the lender.  

Proverbs 16:8 :: Contemporary English Version - It's better to be honest and poor than to be dishonest and rich.  

Proverbs 17:24 :: Contemporary English Version - Anyone with wisdom knows what makes good sense, but fools can never make up their minds  

Dave Ramsey - Debt is not a tool, it is a method to make banks wealthy, not you.  

Dave Ramsey - If the Red Raced Kid.. I want it, and I want it now!.. rules your life, you will stay broke.

Dave Ramsey Baby Steps

  1. $1,000 to Start an "Emergency Fund"
  2. Pay Off All Debt Using the "Debt Snowball"
  3. 3-6 Months of Expenses in Savings
  4. Invest 15% of Household Income into Roth IRAs and Pre-tax Retirement
  5. College Funding for Children
  6. Saving for Down Payment
  7. Pay Off Home Early - Goal 2022
  8. Build Wealth and Give!
  9. Invest in Mutual Funds and Real Estate

Opting out of Unsolicited Pre Screened Credit Offers     Please feel free to E-mail me if you have a question.     Drive Free Retire Rich

Finance Blog     Gazelle Video      Dave Ramsey on youtube     Dave Ramsey     FPU     Dave Says     Saving Advice     Gloria Dei's FPU

Who is Dave Ramsey?     The Secret to Getting Out of Debt - Don’t Buy Stuff You Cannot Afford - Saturday Night Live Video

*************************************************Word Files****************************************************

Allocated Spending Plan Break down of Savings Consumer Equity Sheet Debt Snowball Income Sources
Irregular Income Planning Lump Sum Payment Planning Monthly Cash Flow Plan Prorate Plan Recommended Percentages
The Great Credit Rebellion Letter Major Components of a Healthy Financial Plan Monthly College Planning Monthly Retirement Planning  
         
**************************************************PDF Files****************************************************
Allocated Spending Plan Breakdown of Savings Consumer Equity Sheet Debt Snowball Income Sources
Irregular Income Planning Lump Sum Payment Planning Monthly Cash Flow Plan Prorate Plan Recommended Percentages
The Great Credit Rebellion Letter Basic Quickie Budget Major Components of a Healthy Financial Plan Monthly College Planning Monthly Retirement Planning

This page was late updated on 09/22/2008